Banking that understands
African savings culture.
Village Bank is a modern operating system for community finance: disciplined lending, transparent dividends and member trust — from a single, secure platform.
MADE FOR: Village banks Investment clubs Workplace & church groups
Tracked per member per cycle.
Aligned with repayments.
Fair & transparent splits.
Loan #1023
Due in 3 days
MWK 250,000
View & repay
Loan #984
Due in 11 days
MWK 120,000
Track schedule
BUILT AROUND REAL WORKFLOWS
Core Modules for Serious Community Finance
From contributions to repayments and end-of-year share-outs, Village Bank keeps everything disciplined, auditable, and easy to explain at the AGM.
Loans Management
Handle applications, approvals and repayments with a full audit history — so every kwacha is accounted for.
Investment Tracking
Capture monthly contributions, track balance growth and estimate dividends across cycles and years — per member.
Login to capture and track investments.Financial Reporting
Export-ready statements, performance summaries and individual member views for committees, regulators and auditors.
Login to generate and export reports.Treasurer & Admin Tools
Collections, reconciliations, approvals and user management — all tied to a clear, immutable audit trail.
STEP 1 · SETUP
Create your group & roles
Define your village bank, investment club or savings group, invite members, and assign treasurer / admin roles with proper controls.
STEP 2 · DAILY LIFE
Capture contributions & loans
Record deposits, approve loans, and keep repayments on schedule — with a clean history for every member.
STEP 3 · SHARE-OUT
Close the cycle with confidence
Run reports, calculate fair dividends and present numbers your members, auditors and regulators can trust.
Built for real groups
Village banks, investment clubs, workplaces, churches and community funds — wherever people pool money, storytelling and trust matter as much as numbers.
Security-first by design
Role-based access, approvals and detailed transaction history aligned with audit and regulatory expectations — with African realities in mind.
Ready to scale
Start with one group, then add branches, regions or new products — all on the same platform as your community grows.